macdonald and company
macdonald and company

Junior Credit Analyst - Real Estate

  1. Permanent
  2. Johannesburg
ZAR360000 - ZAR440000 per annum
Can you assess both the risk & they potential of commercial property deals?

A “middle-office” opportunity exists for an analytical but personable individual to join a financial institution, in a team which aims to provide debt funding to commercial developers and would-be landlords. Whilst the portfolio manager will bring the clients to the bank, you will be the first person to assess these transactions and provide feedback to the Portfolio Manager and client on areas of concern, documentation needed & compliance issues.  Performing various in-depth analysis on the client’s financial health, by collecting a wide range of information will position you to prepare the financial and credit interpretations of Loan Proposals. Once loans are approved, you will continue to monitor performance, support arrears management or assist in making amendments to loans. 

To be considered for this role you would have at least 2 years’ experience in the financial services sector & an NQF 7 in Finance or Commerce. You will also be comfortable communicating (face to face and in writing) at senior levels, and be happy to “do whatever it takes” in this dynamic team - even if it means stepping outside of your ‘job description’ or staying at work after hours to meet demanding deadlines.

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